Published By U.S. Department of Health & Human Services
Issued almost 10 years ago
US
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Summary
Description
Before the Affordable Care Act, Americans with pre-existing conditions who did not receive health coverage through their employers had few affordable options to get the care they needed. In most States, insurance companies could refuse to sell them coverage, charge exorbitant premiums, or offer them coverage that excluded benefits for their health conditions. The result has been tens of thousands of Americans with serious health conditions like cancer and heart disease who have been unable to afford health insurance or to pay out of pocket for their own medical care.